Changing insurance

Well, I went in to State Farm today and was offered $55 per month for bike coverage and $155 for both my car and my fiance's. I currently pay a lot more than that with Progressive for a lot less coverage and a lot higher deductibles. When my tax return comes in, I'm dropping Progressive (I have to pay $50 to cancel my policy) and I will be paying $50 less per month than I am currently. That is all. 

Wow they really gave you the shaft at progressive, never heard of having to pay to drop my insurance carrier.

State Farm - Good
Last year they sent me money back.

I hate insurance companies

State Farm won't insure me  ... Maybe in a couple year, until then its Progressive.

How long have you been with PR--there may be hidden benefits to staying, like when my woman totalled her Jetta they didn't raise my rate because I've been a customer for four years or more (six, actually). Plus you could argue your case...ask for a review, both of the premium and your credit as it affects the total.

You're saving how much? $600 dollars a year? That is a chunk of change--or a new Spidi leather jacket...hmmm

I think you should try to make a deal with them if you haven't already. You seem pretty set about it though, did they not even try to lower your rate?

Now I'm gonna be the only one touting the big Prog on insurance threads...

quote:

ORIGINAL: SpiritRR

Now I'm gonna be the only one touting the big Prog on insurance threads...

 
I got your back Spirit! .. I have Progressive for both my car and motorcycle. Yes their premiums are a little bit higher but I Know they take care of their customers.

that's nuts... when I cancelled my progressive policy in January they cut me a check for $400 ... then I opened a new policy within the month and they gave me a loyal customer discount which ended up being less than I paid on my old bike for my new bike

I just got a quote to add the bike to my progressive acct, have car on there now, and it was over $2k.  I'm 29 and have only had 3 tickets in 13 years, one in Oct, and no accidents.  State Farm came in at $263 for better coverage and only $20 more on the car if I add renters insurance.

Don't get me wrong, I like Progressive. They took REALLY good care of me, but they are pricier than SF esp on bike stuff. I've been a customer of theirs for approx 3 years. My deductibles are dropping, my coverage is increasing, and I'm paying less every month. Can't really beat it.

I'm currently with Progressive at the moment pay $200 a year for the BARE minimum coverage in Oregon (97 CBR  600, multiple vehicle discount, $500 deduct, no tickets, no accidents, 30 yrs old, and 5 1/2 years w/ company).  I've been looking around at other providers but Progressive has been the cheapest thus far.