Crashed my 2007 - Page 2

I caught up with a small pack of Hondas I saw pass me going the other way the other day. 05 rr 07rr and an f4i. When we got to red light I saw the 07 left blinker hanging and duct tape all over the side fareings. I asked him how he all ready wrecked an 07. He said he let a friend drive it. Don't think I believe that. Pft but even if he did how silly is that. I let my friends put put around on my gsrx cause its all ready been laid down by me:( but now I don't care. I tell you one thing I don't let anyone drive the Honda :)

Look at it this way...if you play hardball with an insurance company what can happen?  Nothing can happen to you except some stress and being ticked off and some small amount of time of yours.  No matter what kind of insurance it is whether it be car insurance or a replacement plan for a printer as long as you show that you aren't backing down they usually give in to your demands as long as they are what you think should happen squeaky wheel gets the grease kind of thing.  The isurance companies look at it as if 4 out of 5 people do not fight what they are giving them they have won!  My father was rear ended by a drunk driver and his year old ram was only worth $23-24k.  My parents got information from the dealer he bought the truck from brand new (also my dads uncle and owner of the dealer) told him to fight the insurance company and find the most expensive trucks on the market that were similar to his.  The lawyer ended up getting like $28-29k.  Sometimes insurance companies fight more than others but its worth a shot.  Also every dealer is different, go to a place where every scratch counts in your favor!  I looked into plastics for my 900 and they wanted 400 per piece of plastic!  The nuts and bolts were outrageous $10 per bolt!  The gasket alone to the clutch cover was 40 dollars!  It should be pretty easy for a dealer to total a bike traveling down the road and laid down.  I however wouldn't damage the bike further...just let the dealer know your concerns and they will take care of the rest whether it be fine tooth combing it and finding a problem in the motor to any scratch or anything.  Tire-250x2=500 New rim 600x2=1200 already you are talking about 1700 dollars without labor...bikes don't take much to total!

Click on the link below...they don't have parts for the 07 but these are prices for the 05 and 06's.  The 2007 parts would have to be even more expensive considering most of the stuff is new on the 07's.  The prices are outrageous and once the dealer adds all of the odds and ends like bolts the price rises very quickly...especially when you add in labor! 

http://www.bikebandit.com/partsbandit/oem-nav.asp?submit_from_stage=4&section_dept_id=1&model_dept_mfr=Honda&model_dept_year=2006&model_dept_id=2254683

Very good point i forgot about the Labor! When i got my quote the labor was equal if not more on the parts. Like changing out some of the stuff like 5 hours quoted....That's about $365 around here.

From what I've seen over my time of having a bike was that when the bike hits the ground while riding no matter the speed they have been totalled.  My buddy pulled out from a grocery store and tried to stop going less than 30 mph and the brakes wouldn't work and his brakes wouldn't work at all....needless to say he laid it down instead of smashing into a stopped car and the bike was totalled just from sliding not hitting anything at all...I'd find a better or different dealer asap!

take a pallpin hammer the frame, one dent in the frame and its totalled. New bike for you!

Dude,
I went down last year on the Dragon in NC. I was wearing full gear.  I am so sorry I didn't go to a Dr. I only had some burn on my forearm from my pads.  Well guess what, I actually have a seperated shoulder and it still hurts today. Go get an MRI!!!!!! Don't mess around with it.

Hey itms did you put some plastics on the tree or not?

A couple more things here:

DO NOT DAMAGE THE BIKE! The suggestions that folks are giving in this regard are BAD IDEAS... any adjuster who sees the bike and has a remote clue will notice it right off the bat, and then you are in hot water for insurance fraud. Just don't go there.

Go see a doctor. As my lawyer told me, juries realize that injured people go and see a doc. You got hit, his insurance should cover it. You should get checked out. You may feel fine now, but have a problem 4 weeks from now from this. Much easier to deal with if you see a Dr. right away.

You will be in for a fight with his insurance company. They will be really cheap about this. If they do offer you a new bike (highly unlikely), then they are figuring that is the cheapest way out of this. Be really skeptical.

Check up on the diminished value I told you about earlier. You may want to get a third party appraiser to value the bike as well.

I agree about what willcasp said...go to the doctors because if you go 2 weeks from now when all of a sudden you start getting some migraines the insurance company is highly unlikely to covering you!  The sooner the better just in case...the insurance company fights tooth and bone so just hang in there and fight and claw to eventually win...keep in mind they are counting on you just giving in...those whom fight and fight and fight are the ones they can't avoid and have to deal with!

I left the left turn signal and housing on the tree.


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I know first hand what it is like to deal with insurance companies.  It is extremely frustrating! 
 
Me personally, I would want a new bike too.  Unfortunately, adjusters are paid to get the insurance company off as cheap as possible. 
 
You could hire a lawyer and the insurance company would maybe fold.  You have to consider how much you would spend in legal fees to get that new bike. 
 
I would see what the insurance company is offering.  You could take their check and sell your existing bike for parts and then apply the funds to a new bike.  Your second option would be to talk to a lawyer and see how much he would charge to represent you.  If you will get more money lawyering up, then by all means go for it!!!!  I will warn you that good lawyers are not cheap!
 
Good Luck

Dump it in a lake and claim it was stolen, jack up insurance rates for all!!!!!!!

Nice one theX!  Thats the problem and why our insurance rates are high...you are right about that one!

thats crazy after a week of owning my 05 600RR i was just riding down are main street which wasnt really busy today and i was right next to this guy in my lane and he was completely in his lane and he started getting in to my lane and i honked at him and speed up i was like wtf dude some people are just dumb as hell and there is nothing you can do about it except try not to screw yourself or you bike. BUT YOU ARE MORE IMPORTANT THAN YOUR BIKE THATS FOR SURE. I AM PRETTY SURE A BIKE DOESNT CARE WHETHER YOU LIVE OR DIE YOUR JUST THERE.