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How much do you pay?

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How much do you pay? - 3/24/2007 4:50:18 PM

Stephens

Posts: 1172
Joined: 2/6/2006
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I was wondering how much do you guys pay for your insurance? Where do you live? How old are you? And do you have any tickets or accidents on our record? Do you have any discounts? Who is your provider?

I am 33, I live in Nebraska, I have no tickets or accidents, and I have multiple policys and multi-car discounts. I am with Farm Bureau and I pay 210.00 a year for full coverage on my 2002.

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RE: How much do you pay? - 3/24/2007 5:09:56 PM

NJf4i

Posts: 110
Joined: 7/30/2006
Status: offline

damn , im 20 no accident of tickets, and i pay 850 for full coverage and i have NJ rider insurance, no discounts or anything.

NJ owns when it comes to insurance prics especially anyone under 25

(in reply to Stephens)

Post #: 2

RE: How much do you pay? - 3/24/2007 5:26:38 PM

600f4i_blackout

Posts: 181
Joined: 11/2/2006
Status: offline

I recently got a quote for insurance, mind you I am from Toronto, Ontario... here it goes:

20, Male, No tickets or accidents, fully licensed driver, 02 f4i.....

I was getting quoted online for $12,684 canadian per year, I called my family insurance agent who also insures our house and 4 cars, was quoting me at $8650 canadian per year. Now, my father who is 55 with 0 riding experience and an M1(beginner license) can ride the exact same bike for $2630 canadian per year!?!?!

Anyways I am insure the bike in my fathers name as the primary rider and me as the secondary so my insurance is going to be about $3,500 year.

In the words of the great detective John Kimble, "stop whining".

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RE: How much do you pay? - 3/24/2007 5:27:31 PM

600f4i_blackout

Posts: 181
Joined: 11/2/2006
Status: offline

*insuring

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RE: How much do you pay? - 3/24/2007 5:48:29 PM

alekinci

Posts: 1317
Joined: 4/20/2006
Status: offline

why pay insurance on a stolen bike?

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RE: How much do you pay? - 3/24/2007 6:53:57 PM

pitsvtec

Official CBRF Welcome Member
Posts: 5323
Joined: 7/28/2005
From: New Jersey
Status: offline

$800 a year with Rider in Morris County, NJ

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RE: How much do you pay? - 3/24/2007 7:18:07 PM

c.love220

Posts: 120
Joined: 10/9/2006
Status: offline

I'm 31, in Oklahoma, no tickets or accidents. Got multi-car and multi-line discounts, pay $132.00 a year for full coverage with State Farm.

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RE: How much do you pay? - 3/24/2007 7:20:51 PM

lifties

Posts: 297
Joined: 4/25/2006
Status: offline

31 male, San Diego, No tickets/accident, '01 F4i:

Full coverage: ~$380 a year (State Farm)

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RE: How much do you pay? - 3/24/2007 8:13:02 PM

BadAzF4i

Posts: 496
Joined: 11/30/2006
From: Tucson, AZ
Status: offline

20 full coverage is about 7000 a year, but i have 2 criminal excessive speeding tickets from my car and an exhibition of acceleratin (street racing) ticket from my car also, so unfortunatly i only have liability on my bike for 70 a month which i know is crazy

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RE: How much do you pay? - 3/24/2007 8:49:19 PM

pochop7

Posts: 167
Joined: 5/13/2006
Status: offline

Im 26, Tampa Fl 1 speeding ticket 25+over and I pay 480 a year for full coverage with allstate...I might get homeowners discount but other than that nothing

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RE: How much do you pay? - 3/24/2007 11:07:45 PM

Italio13

Posts: 88
Joined: 4/29/2006
Status: offline

Im 20 from Youngstown Ohio I have geico and i pay 70 a month for liability
No speeding tickets violations, or discounts

< Message edited by Italio13 -- 3/24/2007 11:08:33 PM >

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RE: How much do you pay? - 3/24/2007 11:39:01 PM

motomaniac

Posts: 20
Joined: 8/11/2006
Status: offline

20 years old from Akron, OH. '01 & clean record. $338 a year for liability from Progressive w/ no discounts.

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RE: How much do you pay? - 3/25/2007 1:08:06 AM

markobenin

Posts: 161
Joined: 7/1/2006
Status: offline

Wow did I get ripped off, I'm 18 in OC, California, with a clean driving record, and I also pay $280 for 6 months, so $560 a year for ONLY minimum liability and uninsured motorist. How do you guys get full coverage on the bike and pay the same (or less!) than me?! I'm with State Farm...Is it because of my age or am I just doing something wrong?

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RE: How much do you pay? - 3/25/2007 1:22:18 AM

Stephens

Posts: 1172
Joined: 2/6/2006
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quote:

ORIGINAL: markobenin

Wow did I get ripped off, I'm 18 in OC, California, with a clean driving record, and I also pay $280 for 6 months, so $560 a year for ONLY minimum liability and uninsured motorist. How do you guys get full coverage on the bike and pay the same (or less!) than me?! I'm with State Farm...Is it because of my age or am I just doing something wrong?

Markobenin, at the age of 18 you are considerated a liability to your insurance. Proven statical numbers have shown more accidents at younger ages. Resulting in higher rates. Once you hit the age of 25 with most companys your rates drop. No accidents and NO tickets is huge. With mulitple cars, the insurance company sees you driving those and not your bike as much, resulting in lower insurance. Mulitple policys, ie. house insurance, renters insurance and the auto insurance, they reward you with a discount for doing business with them. That is how the lower rates are achieved.

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RE: How much do you pay? - 3/25/2007 1:25:52 AM

FFCBRf4i

Posts: 1490
Joined: 8/31/2006
From: Los Angeles, CA
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quote:

ORIGINAL: markobenin

Wow did I get ripped off, I'm 18 in OC, California, with a clean driving record, and I also pay $280 for 6 months, so $560 a year for ONLY minimum liability and uninsured motorist. How do you guys get full coverage on the bike and pay the same (or less!) than me?! I'm with State Farm...Is it because of my age or am I just doing something wrong?

Try to get discounts with them like insuring a car with them. What helped me most is if you insure yourself under your family's insurance policy.

(in reply to markobenin)

Post #: 15