RE: Insurance shopping...
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RE: Insurance shopping... - 4/19/2007 10:58:19 AM
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mrwhipple
Posts: 5
Joined: 2/27/2007
Status: offline
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Direct !!!!!!!!!!!!! Full Coverage $560.00 a year. I have a 04 Cobra an 02 Mustang GT and a 99 Jeep Cherokee and my ins is 190 a month through Nation Wide .They wanted over $3000.00 a year to cover my 06 CBR.Progressive wanted $1800. Direct Insurance is the ticket.
The only thing bad about State Farm is they will not cover just the bike. you have to have car ins with them.
< Message edited by mrwhipple -- 4/19/2007 11:39:08 AM >
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RE: Insurance shopping... - 4/19/2007 2:19:21 PM
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CBR_Rod
Posts: 160
Joined: 11/19/2006
Status: offline
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State Farm (have all my vehicles there) 252.20 a year full coverage 250 deductible, no PIP on my 06 1000RR, 115.91 same coverage on my 06 F4i.
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RE: Insurance shopping... - 4/19/2007 10:13:05 PM
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sevenpointsixtwo
Posts: 22
Joined: 4/17/2007
Status: offline
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I just barely got insured today on the F2. $453/year through progressive. I feel like for my situation that's pretty cheap (young, new rider, sportbike, 3 tickets and a not-at-fault in the last couple years), but I told them about the incidents on the web quote (didnt remember exact dates, but they were in the last 36 months), and it's minimal liability with no collision/comprehensive/health, but even so... am I going to get screwed at some point?
It just sucks that I have to pay every month even though I will only be riding for 6-7 months of the year. I will read over the policy contract when it arrives, but otherwise I feel like that was a decent deal. Anyone's thoughts on what to expect from progressive?
_____________________________
1994 CBR600F2- Vance & Hynes slip-on, fender eliminator, being streetfightered ASAP!
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RE: Insurance shopping... - 4/19/2007 10:23:31 PM
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CBR_Rod
Posts: 160
Joined: 11/19/2006
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My local dealer sold thier last 05 F4i to a kid that is 18 in a town not far away. That kid told them his insrurance cost him 2800 for the year. WOW! No wonder I didn't have one of these types of bikes when I was that age. When I was that age, I had numerous speeding tickets, wreckless driving (a couple, that is what they handed out for doing a burn out back in the day).
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RE: Insurance shopping... - 4/19/2007 10:25:24 PM
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Mafu
Posts: 71
Joined: 4/16/2007
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So are you saying other companies would look at me as having a 1kRR vs. state farm looking at 998cc's no matter what model bike it is?
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RE: Insurance shopping... - 4/22/2007 11:43:38 PM
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TX Repsol
Posts: 16
Joined: 4/3/2007
Status: offline
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quote:
ORIGINAL: GraveyLastGearMC
i got state farm full coverage on my 07 1000rr and I am paying $590 for the year...and im only 24 years old...but you do have to have a car policy with them to get motorcycle insurance...
No you don't - I insure my motorcycles with State Farm and my cars and house with Allstate. Full coverage for my '07 1000RR is $660 per year (Dallas, TX - married no children FWIW).
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RE: Insurance shopping... - 4/22/2007 11:45:21 PM
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TX Repsol
Posts: 16
Joined: 4/3/2007
Status: offline
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quote:
ORIGINAL: Mafu
So are you saying other companies would look at me as having a 1kRR vs. state farm looking at 998cc's no matter what model bike it is?
That's what he's saying - I've insured three new bikes with State Farm and they never ask what model it is, just what size. Although they could pull the model info with the Vin number, I don't think they factor it into the equation. When getting a quote, they never ask for the model or VIN, just the cc's.
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RE: Insurance shopping... - 4/22/2007 11:48:23 PM
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TX Repsol
Posts: 16
Joined: 4/3/2007
Status: offline
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quote:
ORIGINAL: sevenpointsixtwo
and it's minimal liability with no collision/comprehensive/health, but even so... am I going to get screwed at some point?
Only if your bike ever gets stolen or have a wreck that's your fault...
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RE: Insurance shopping... - 4/24/2007 6:54:32 PM
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driber
Posts: 172
Joined: 10/6/2005
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Ok i just got insured today Fort Worth ,Texas ..2007 Honda 1000rr, 29 Years old , married, own a house, 15 years riding experience, 7th motorycle -- This is my 1st bike with STATE FARM- Bare minimum Liability, Theft, Wind, Fire, NO DEDUCTABLE!!!!! Get this!!!.......$280 a YEAR! Also this is the ONLY vehicle i have with state farm. I called around and some agencies will tell you they can't do this deal and whoever did this is not doing it right, but i have the paperwork and everything i have is what i stated above!! Also she showed me on the computer that the rate DOUBLES for a 600cc. Crazy huh?!?! They go by cc's and they classify ANY 1000cc and above as a cruiser even though she knows it is a sport bike!
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RE: Insurance shopping... - 4/26/2007 12:13:00 PM
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mrwhipple
Posts: 5
Joined: 2/27/2007
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quote:
ORIGINAL: TX Repsol
quote:
ORIGINAL: GraveyLastGearMC
i got state farm full coverage on my 07 1000rr and I am paying $590 for the year...and im only 24 years old...but you do have to have a car policy with them to get motorcycle insurance...
No you don't - I insure my motorcycles with State Farm and my cars and house with Allstate. Full coverage for my '07 1000RR is $660 per year (Dallas, TX - married no children FWIW).
Well i guess your the lucky one. I was told by two different State Farm locations that they could not ins my bike unless they ins my cars.
Plus you guys got better quotes. I'm old with a clean record and they wanted over $600.00 just for my Bike and they couldn't touch my auto. I have a 630 rwhp 04 cobra, 02 Mustang gt and a 99 Jeep Cherokee. I pay $190 a month for all of them with a zero deductable.
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RE: Insurance shopping... - 2/17/2008 11:43:32 PM
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tothecurb
Posts: 6
Joined: 10/19/2006
Status: offline
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I have a 06 honda 1000rr. State farm insurance in California for full coverage was about $50 a month. Now my bikes paid for and I live in Arizona and just got a quote from geico and progressive for $150 a month for liability.
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RE: Insurance shopping... - 2/17/2008 11:44:46 PM
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tothecurb
Posts: 6
Joined: 10/19/2006
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whoops I meant $150 year
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RE: Insurance shopping... - 2/18/2008 4:41:24 PM
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UrHookUp
Posts: 6
Joined: 2/18/2008
Status: offline
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I have progressive. Just got the liabilty, etc.. paid 234.37 for the year.
Not required here in Florida, just got incase.
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RE: Insurance shopping... - 2/19/2008 8:22:14 PM
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rmtcrib
Posts: 69
Joined: 4/15/2007
Status: offline
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02 envoy, 03 altima, 04 1000rr $154 mth full coverage $500 deduct in SoCal USAA
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RE: Insurance shopping... - 2/21/2008 6:31:06 AM
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][udson
Posts: 88
Joined: 3/3/2006
Status: offline
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I just got a quote from State Farm for car and bike. The bike came to $431, with 50/100/50, and $500 deductables on comprehensive and collision. I am very happy. So I will be buying an '07 without a doubt.
EDIT: 35 years old, married, child, clean record
< Message edited by ][udson -- 2/21/2008 6:36:07 AM >
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