insurance rates - holy $#@!

CBR Forum Classifieds News Photo Gallery Search Member List Timeslips Contact Sponsors Register Login

insurance rates - holy $#@!

Printable Version

CBR >> Current Honda CBR Models >> CBR 1000RR >> insurance rates - holy $#@!

Page: [1] 2 3 4 5 next > >>

Message

<< Older Topic Newer Topic >>

insurance rates - holy $#@! - 9/27/2007 7:46:04 PM

tmcj

Posts: 26
Joined: 4/4/2007
Status: offline

i just got a quote for an '07 cbr1000rr, with my '01 banshee included on the policy and they told me $1532/yr - full coverage. i'm paying $431/yr for my 600 and banshee under the same policy now. is that in the ball park with everyone or is that insane? lol.

Post #: 1

RE: insurance rates - holy $#@! - 9/27/2007 7:54:58 PM

Onarom

Posts: 1201
Joined: 8/29/2006
Status: offline

Sounds to me like you got you quote from Gieco. Progressive is even worse!

Try State Farm and/or AllState. They are cheaper if you have homeowners insurance with them.

(in reply to tmcj)

Post #: 2

RE: insurance rates - holy $#@! - 9/27/2007 8:01:01 PM

tmcj

Posts: 26
Joined: 4/4/2007
Status: offline

it's through progressive
we have traveler's for home owners and our other vehicles. we were with nationwide for years until their rates sky rocketed a year ago.

< Message edited by tmcj -- 9/27/2007 8:02:57 PM >

(in reply to Onarom)

Post #: 3

RE: insurance rates - holy $#@! - 9/27/2007 8:20:01 PM

cbrkf

Posts: 54
Joined: 7/11/2007
Status: offline

Yeah, I have progressive and they're charging me roughly the same as you w/my 1000rr and a '72 CB750. I'm probably gonna change providers at the end of the year because the cost is ridiculous. Although, I have to admit that their customer service is top notch, as well as their claim service.

_____________________________

-Kristoffer

'04 CBR1000RR

HotBodies Undertail Exhaust
Power Commander 3 USB
K&N filters
Flapper Mod
Memphis Shades Windshield
Devil Bikes Hugger & Chainguard
Black Wheels w/Polished Lips
Clear Arrow Front Signals
Custom Color-c

(in reply to tmcj)

Post #: 4

RE: insurance rates - holy $#@! - 9/27/2007 8:22:30 PM

de goose man

Posts: 178
Joined: 11/17/2006
Status: offline

Yeah go with State Farm Insurance, way better than what progressive offers.

_____________________________

07 Blk CBR1000RR
05 Blk Odee Touring

(in reply to cbrkf)

Post #: 5

RE: insurance rates - holy $#@! - 9/27/2007 8:32:21 PM

tomc1965

Posts: 238
Joined: 7/14/2007
Status: offline

I have a really cheap rate with Lincoln General

Something like $390 a year for a new 2004 CBR1000RR

< Message edited by tomc1965 -- 9/28/2007 2:54:28 PM >

_____________________________

1985 Suzuki GS550E first bike sold in 1991.
1995 Yamaha FZR1000 sold in 2000.
In February 2006 bought 2006 Kawasaki Concours.
July 25th, 2007 Bought a left over 2004 CBR1000RR4.
http://community.webshots.com/user/tigertom1965

(in reply to de goose man)

Post #: 6

RE: insurance rates - holy $#@! - 9/27/2007 10:26:35 PM

WhiteGuyBlackBlade

Posts: 76
Joined: 6/22/2006
Status: offline

State Farm. $40 a month full coverage.

(in reply to tomc1965)

Post #: 7

RE: insurance rates - holy $#@! - 9/28/2007 2:16:51 AM

weezzell5400

Posts: 16
Joined: 9/8/2007
Status: offline

i have usaa and they go through progressive amd i got mine for 174 for the year thats just liability and the i get gap insurance which is some good stuff for 300 extra a year lok into it most people in my unit do it this way

_____________________________

2004 cbr 1000RR
Two Brothers Racing Exhaust
Zero Gravity windscreen (dark smoke)
Sato II rear set
Sato sliders

(in reply to WhiteGuyBlackBlade)

Post #: 8

RE: insurance rates - holy $#@! - 9/28/2007 10:35:57 AM

asrguy

Posts: 76
Joined: 7/18/2007
Status: offline

i got state farm and paying $65 a month for full coverage on a 06 1000rr and 04 600rr. i had aaa and paid a grip until i switched to state farm.

(in reply to weezzell5400)

Post #: 9

RE: insurance rates - holy $#@! - 9/28/2007 10:42:10 AM

vtfutbal

Posts: 5
Joined: 9/27/2007
Status: offline

I have State Farm also and it is only like $40 a month for full coverage on a 04 1000.

(in reply to asrguy)

Post #: 10

RE: insurance rates - holy $#@! - 9/29/2007 4:18:57 AM

mihomie

Posts: 113
Joined: 6/18/2007
Status: offline

Try calling a smaller agency that reps many small specialty insurance companies. I have probably had 50% of the companies over the years and have been back and forth with some of the same companies with different bikes. All becasue they have the best rates for a couple years then change, or I change bikes. Right now I have Auto-Owners Insurance on my 06 1000RR, I am pushing 40 with no points and pay $580, full for the year. Progessive was over $1000.

All those with State Farm do you have your cars or home with them also? This makes a huge difference when I have gotten prices. They have a great policy of cc only rates, they do not look at what the bike is. However if you do not have a car with tem they were way high for me, and there auto insurance was more than i am paying.

Best thing to do is call around, A LOT. It will be your best chance of getting an acceptable price.

(in reply to vtfutbal)

Post #: 11

RE: insurance rates - holy $#@! - 9/29/2007 6:18:22 AM

SirJAG

Posts: 174
Joined: 6/1/2006
Status: offline

State farm is the best, but keep in mind you must have a car or truck already insured. they dont do motorcycle only insurance.

i only own a bike, so i was screwed untill i married and was able to get wifes car on state farm.

(in reply to mihomie)

Post #: 12

RE: insurance rates - holy $#@! - 10/1/2007 6:44:57 AM

vtfutbal

Posts: 5
Joined: 9/27/2007
Status: offline

I have my truck, bike and home insurance with State Farm and it is around $120 a month for all.

(in reply to SirJAG)

Post #: 13

RE: insurance rates - holy $#@! - 10/8/2007 2:30:02 AM

micro

Posts: 5
Joined: 10/8/2007
Status: offline

I just bought a new 2007 cbr1000rr and riders wanted $1908, went with StateFarm $803 and I don't have home owners or any other insurance with them.

Micro

(in reply to vtfutbal)

Post #: 14

RE: insurance rates - holy $#@! - 10/8/2007 7:01:18 AM

baxsom

Posts: 1348
Joined: 6/28/2006
Status: offline

it also depends on where you live. if you are in san antonio like me where it isnt a matter of if your bikes gets stolen its a matter of when. they also include into the rates the fact that there is no helmet law and believe it or not that will raise the general rates of everyone.

for a 1000rr and a 600rr through statefarm i pay 200 a month for full coverage

_____________________________

street-2006 1KRR,
track-07 600RR

yes, i guess maybe i can be a jerk, but i am tired of reading the same questions and hearing the same would be experts give out wrong info.

(in reply to micro)

Post #: 15