Moto insurance doesn''t cover your Medical

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Moto insurance doesn''t cover your Medical

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Moto insurance doesn''t cover your Medical - 6/26/2008 9:30:36 AM

SuperB

Posts: 22
Joined: 8/4/2006
Status: offline

I was in an accident over this Memorial Day weekend. Guy was stopped on the road, waved me around, then decided to make a left turn anyway. I hit the brakes but the bike flipped up and landed on the back of his car (and my leg). I am just finding out one month later that all of my own medical bills are NOT covered by my insurance. I have GEICO basic liability (with a used 600 F4i) so I didn''t think collision was worth it. But I am shocked to find out that all the medical bills I''ve accumulated are my responsibility. And of course my insurance considers it my fault (the guy ain''t admitting to waving me around or being stopped). Lucky I have my own health insurance. Just wanted to share my shock (and disappointment). Ride safe.

Post #: 1

RE: Moto insurance doesn''''t cover your Medical - 6/26/2008 4:43:26 PM

Onarom

Posts: 1201
Joined: 8/29/2006
Status: offline

Yea, I had to find that out tha hard way too. Welcome to the forum!

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"When I die, I want to die like my grandfather–who died peacefully in his sleep. Not screaming like all the passengers in his car.”

(in reply to SuperB)

Post #: 2

RE: Moto insurance doesn''''''''t cover your Medical - 6/26/2008 10:02:52 PM

crashkhanman

Posts: 1985
Joined: 8/18/2007
From: Radford/Fredericksburg
Status: offline

With Liability Only and you are deemed "At fault" nothing of yours is covered...bike, body, personal property etc. Sorry to hear about your misfortune. Heal up quick and get back out there.

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Jaynd

(in reply to Onarom)

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RE: Moto insurance doesn''''''''''''''''t cover your Me... - 6/26/2008 11:49:35 PM

f3_transport

Posts: 21
Joined: 5/1/2008
From: Anaheim, CA
Status: offline

i know the feeling.. i was recently in an accident and had liability. the guy took off and not even my buddies got a chance to catch up to him b/c they were busy trying to stop traffic to make sure i didn''t get run over. luckily i''m a veteran so i''m covered with military medical coverage from the veteran affairs hospital.. if i didn''t have that, i''d be screwed.... really screwed..

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-dK-

1998 CBR900RR
1996 CBR600F3 RIP 6/5/08

(in reply to crashkhanman)

Post #: 4