RE: !!INSURANCE!!

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RE: !!INSURANCE!! - 4/16/2005 3:46:31 PM

Supersteve911

Posts: 175
Joined: 4/16/2005
Status: offline

I just bought a brand new 04 f4i and pay 29 bucks a month full coverage thru state farm.

(in reply to hawaii_boy)

Post #: 16

RE: !!INSURANCE!! - 4/16/2005 3:52:02 PM

L8X

Posts: 1909
Joined: 12/19/2004
Status: offline

how old are you?

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www.LexRacing.com

(in reply to hawaii_boy)

Post #: 17

RE: !!INSURANCE!! - 4/16/2005 8:37:30 PM

drksidr

Posts: 35
Joined: 4/10/2005
Status: offline

yo get away from progressive and go to state farm and you will save a ton of money. progressive isnt a very good ins co. im an autobody tech and deal with ins all the time. progressive is at the bottom and state farm is the best. if something happen state farm will pay well.

_____________________________

600RR got to love it!!

(in reply to ATL_BOI_ON_22S)

Post #: 18

RE: !!INSURANCE!! - 4/16/2005 8:40:41 PM

drksidr

Posts: 35
Joined: 4/10/2005
Status: offline

glad to hear it gdharp and im glad to help. i would like to see some pics of the accesories you add from your savings. good luck

_____________________________

600RR got to love it!!

(in reply to gdharp600)

Post #: 19

RE: !!INSURANCE!! - 4/19/2005 12:37:05 AM

hawaiian

Posts: 10
Joined: 4/19/2005
Status: offline

Howzit going... I am here near huntington beach cali, and AAA quoted me $1026 a year for full coverage. This is also my first bike.

(in reply to hawaii_boy)

Post #: 20

RE: !!INSURANCE!! - 4/19/2005 3:40:37 PM

bubbeewuv0630

Posts: 28
Joined: 4/1/2005
From: Springfield, IL
Status: offline

My question is, i'm 19 years old, just bought a CBR 929 RR, no riding exp, and i'm trying to get insurance on it. Does anyone know how much its going to cost me if say.. I got to state farm? With also telling them that I havewent through the MSF course? (which I heard lowers insurance rate). Otherwise, could my dad go ahead and buy the insurance under his name and I use the bike....? WHat should I do.\?

(in reply to hawaii_boy)

Post #: 21

RE: !!INSURANCE!! - 4/19/2005 9:19:50 PM

gdharp600

Posts: 70
Joined: 4/7/2005
Status: offline

State Farm could care less about the MSF course they charge you by you exp, Age, Time on bike, Claims in the past. At 19 and 1st bike I am not sure State Farm would even cover you and if they did you will pay a butt load. I had my 1st bike when I was 18 and the only people that would cover me was progressive and it was not cheap. Not sure if your dad paying and adding you as a 2nd rider would change the cost could try though. I feel ya man and I am sure everyone here has had there pockets emptied by a some company at some point in time but as long as your safe as time goes on your cost will go down. Sorry could not be help

(in reply to bubbeewuv0630)

Post #: 22

RE: !!INSURANCE!! - 4/20/2005 12:04:20 AM

astraldweller

Posts: 28
Joined: 3/2/2005
Status: offline

I'm 25,in Florida,with a permit and have full coverage through Progressive on an 02' f4i,cost me $375 for a full year.I have had my car insured through them for 5 years with a good record so that probably helps also.

(in reply to gdharp600)

Post #: 23

RE: !!INSURANCE!! - 4/20/2005 11:25:47 PM

hawaiian

Posts: 10
Joined: 4/19/2005
Status: offline

Update on good place for insuranc...

I was quoted $1026 for 1 year full.
I went in to register the bike with AAA, and it came out $481 a year for ful coverage.
this includes $100,000 per auto and $300,000 per accident.
I am 28 and this is my first bike.

(in reply to hawaiian)

Post #: 24

RE: !!INSURANCE!! - 4/21/2005 12:44:33 PM

QuikSilver

Posts: 152
Joined: 9/1/2004
Status: offline

quote:

ORIGINAL: drksidr

yo get away from progressive and go to state farm and you will save a ton of money. progressive isnt a very good ins co. im an autobody tech and deal with ins all the time. progressive is at the bottom and state farm is the best. if something happen state farm will pay well.

I agree...Progressive can kiss my ass. The people they have workin' for motorcycle claims don't know shit. One comment, insurance companies don't care how long you have been riding. Most of the time Sportbikes are more expensive because they are wrecked more often than any other type of bike. Its all based on actuary, the statistics of insurance. It also relies on your age, if you own a house, married, have kids, your driving record. I have State Farm right now. I was in shock when they told me how much money they could save me. State Farm likes to carry low risk riders/drivers.

_____________________________

2004 CBR 1000rr
2004 Suzuki GSXR 600 (Track Bike and in pieces)
2006 Aprilia SXV 550 (Coming Spring 2006)

I would rather sweat than bleed...

(in reply to drksidr)

Post #: 25

RE: !!INSURANCE!! - 4/21/2005 6:05:38 PM

wolfie

Posts: 14
Joined: 4/12/2005
Status: offline

I bought my bike last year, and i was 19 when i bought it. No one would insure me except for my car insurance company and progressive. My F2 wasnt worth enough to put full coverage on it, so i just just did the minimum for what michigan reaquired, and it was dirt cheap, i think like 220 for the whole year. and then i cancelled it for the winter and got 140bucks back!

(in reply to bubbeewuv0630)

Post #: 26

RE: !!INSURANCE!! - 4/21/2005 7:43:52 PM

SWAT F2

Posts: 160
Joined: 2/24/2005
Status: offline

yea i know what u mean. i wanted to finance an '05 bike too but the insurance would have been $1500 a year plus the monthly payment for the bike. ill wait till im 21 then it will drop down to like $800. which is still alot but hey.... I am paying $455 a year now for just liability. I go through Rider Insurance.

_____________________________

~1992 Honda CBR600 F2

(in reply to hawaii_boy)

Post #: 27

RE: !!INSURANCE!! - 4/21/2005 8:26:40 PM

drksidr

Posts: 35
Joined: 4/10/2005
Status: offline

astraldweller just dont have an accident cause progressive doesnt pay well, they use alot of used parts on cars and bikes if they can find them. i deal with ins all the time with me being in the autobody field, im not saying you have a good deal with them but dont make a mistake cause you will almost triple your plan with them. good luck

_____________________________

600RR got to love it!!

(in reply to astraldweller)

Post #: 28

RE: !!INSURANCE!! - 4/22/2005 12:01:36 PM

j_mo93

Posts: 22
Joined: 4/20/2005
Status: offline

FYI: I am insuring my 2005 600RR with State Farm (they also write my car and life insurance) and my rate is only $440/year for full coverage. I'm 27 and live in Michigan, BTW. Additionally, according to my agent (and she has never lied to me before) any claim that I make to the bike will not effect my car insurance; they are seperate policies--it would only matter if I had never held a policy with them before. For $20 extra a month it is well worth the piece of mind to have full coverage. Just my $.02.

< Message edited by j_mo93 -- 4/22/2005 12:02:16 PM >

(in reply to hawaii_boy)

Post #: 29

RE: !!INSURANCE!! - 4/22/2005 3:22:33 PM

astraldweller

Posts: 28
Joined: 3/2/2005
Status: offline

I've never had a problem with progressive.A lady ran a stop sign and clipped the rear of my eclipse and progressive called me 30 min. later,told me to take the car to the paint shop and a rental car would be waiting,on top of that I got a ticket for 75 in a 55 six months ago and I still only pay $90 a month for full coverage on a turbo eclipseInsurance companies probably treat you different in other states though.I guess it helps to know the people at the paint shop also.

(in reply to drksidr)

Post #: 30