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929 RR INSURANCE for 19 year old!

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929 RR INSURANCE for 19 year old! - 4/26/2005 5:07:47 PM   
bubbeewuv0630

 

Posts: 28
Joined: 4/1/2005
From: Springfield, IL
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Hey everyone,I'm 19 years old, no riding exp except having recently just passed the MSF course, and single. I just bought a honda cbr 929 rr about a week ago WITHOUT EVEN CHECKING THE QUOTE ON IT. I surfed around in the phone book and called up 20 different insurance companies (Big and Small ones including the big guys such as State Farm, All State, and Progressive). Most of the places I called for a quote said they would call me back (LOL : which they didn't) but during that time... it was estimated at $ 4,000 a year... full coverage at $500 deductable. I was about to SHOOT myself literally when I got sooo frustrated. Then I saw in another thread that everyone said THE insurance company to go to was State Farm.

!!!!!!BINGO!!!!!! I've never been so releaved in MY LIFE!!! okay... for being a 19 year old... and never ridden a motorcycle BEFORE.... I got a great deal for around $ 900 a year for full coverage at $ 500 deductable. What made an impact on it was things such as me living with my girlfriend(who also is a preferred customer at State Farm), having good credit history (always paying my bills on time), and I COULD'VE gotten an additional discount if I had a B average... The catch was that I had to bring my other car (just one) to the company so that they know you won't be going anywhere else. So all in all... i'm basically paying $ 77 a month... for a 1000 CC class bike. Is that crazy or what?! If you guys know my situation... most people get quoted at $200 - $400 a month! So this is a shout-out for everyone who needs a GREAT insurance company. They did me so good that I feel that everyone should deal with State Farm. If ya'll have any questions, just ask.
Post #: 1
RE: 929 RR INSURANCE for 19 year old! - 4/27/2005 12:33:40 AM   
MapJr


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That's awesome! I am jealous!

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To ride or not to ride......isn't a question!

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RE: 929 RR INSURANCE for 19 year old! - 4/27/2005 8:46:29 AM   
yellow929er


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yeah they are pretty good but don't f it up. my friend got 2 tickets in under a year and they told him they would not write him a policy for a year. geico wanted 6500 a year for me :-P and i got a clean record!!!

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one wheel salute!

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RE: 929 RR INSURANCE for 19 year old! - 4/27/2005 9:21:33 AM   
Delmustator


Posts: 89
Joined: 4/19/2005
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I pay $125 a year with SF on my 1000F.

But then again, I've been with SF ever since I started driving 24 years ago.

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RE: 929 RR INSURANCE for 19 year old! - 5/2/2005 6:37:12 PM   
NeonspeedRT


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From: Jax, FL
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I think the only people better then State Farm is USAA. But then you have to be prior or active military to get in with them.

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RE: 929 RR INSURANCE for 19 year old! - 6/10/2005 12:19:13 PM   
Dmelexuss

 

Posts: 140
Joined: 1/31/2005
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I'm military and Usaa didn't even offer me insurance but let me tell you.. they threw me right to the wolves at Progressive. For full coverage 10,000 plus a 250 dollar deduc. So you know what i said for 20 years. They said no only for one. So I down graded to liability only I pay around 670 a year. But thats great you got that hook up

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RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 1:30:02 AM   
aeroworks


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Joined: 2/4/2006
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I pay 35 a month with progressive on my 929 here in florida. my record is clean sinc all my speeding tickets droped off.. and that DUI i had when i was 16.. LOL.. i need to check state farm, i might get lower

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Post #: 7
RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 2:17:17 AM   
QuinC


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Joined: 8/19/2005
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i just called state farm and they qouted me at 2600$ every 6 months... then the girl told me if i call back when i'm 25 it would only be 340$ a year.. i'm 22 now. she also said that the msf completion does nothing as far as discounts go. i currently have geico and i have the absolute lowest coverage i can get, not even uninsured motorist coverage. and i'm paying 550 a year. after being with them for a full year in july they will drop it by 10% and then another 10% when i complete the msf course. But i have heard from a few diffrent people that geico bends over backward not to help you when your in an accident. so i'm looking for somthing else.

_____________________________

2000 cbr 929
gpr stabalizer
d&d slip.
zg d.b windscreen
rear hugger
radar detector
autocom system/helmet speakers
H.I.D low beam H7



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Post #: 8
RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 2:20:30 AM   
QuinC


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Joined: 8/19/2005
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quote:

ORIGINAL: bubbeewuv0630

What made an impact on it was things such as me living with my girlfriend(who also is a preferred customer at State Farm),



i should find a girl with state farm and lie and say shes my girl.. i wonder how much that would help?


_____________________________

2000 cbr 929
gpr stabalizer
d&d slip.
zg d.b windscreen
rear hugger
radar detector
autocom system/helmet speakers
H.I.D low beam H7



(in reply to bubbeewuv0630)
Post #: 9
RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 10:48:55 AM   
johndoe


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From: Dallas, TX
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liability for $98 a year from Progressive.

if you guys like companies that take care of claims fast go with the bigger companies like Statefarm or Allstate. the smaller companies tend to take longer to pay out claims.

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/////Believe nothing you hear and half of what you see/////////////

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RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 1:00:00 PM   
QuinC


Posts: 675
Joined: 8/19/2005
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quote:

ORIGINAL: johndoe

liability for $98 a year from Progressive.

if you guys like companies that take care of claims fast go with the bigger companies like Statefarm or Allstate. the smaller companies tend to take longer to pay out claims.



damn thats awsome. but are you riding a trail 90? j/k... how old are you?

_____________________________

2000 cbr 929
gpr stabalizer
d&d slip.
zg d.b windscreen
rear hugger
radar detector
autocom system/helmet speakers
H.I.D low beam H7



(in reply to johndoe)
Post #: 11
RE: 929 RR INSURANCE for 19 year old! - 2/16/2006 2:34:28 PM   
johndoe


Posts: 507
Joined: 5/20/2005
From: Dallas, TX
Status: offline
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trail 90 nahh, more like trail 10. lol

im an old man now, 28 years old.

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/////Believe nothing you hear and half of what you see/////////////

(in reply to QuinC)
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