Insure Yourselves & Your Bike!
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Insure Yourselves & Your Bike! - 5/1/2006 3:46:54 PM
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R6Fiend
Posts: 3
Joined: 4/20/2006
Status: offline
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To anyone in the process of getting a bike, whether it's your first or an upgrade, I have this tip for you:
INSURE YOURSELVES as well as your bike.
Motorcycling's a risk, a risk that we embrace. And if you're willing to get on a motorcycle, you're probably willing to go without health insurance to save some cash to spend on another mod for your bike. I did that without thinking twice because I thought I was invincible on my bike, I paid attention at all times, and I knew that if I were to get into an accident, it would be because of someone else's mistake; not mine.
I did get into an accident, and it was someone else's fault. They pulled out of a side street to make a left turn and "didn't see me". Problem was, the person who hit me was 18 (which means she was responsible for herself and I can't sue her parents) and had nothing. Also she was carrying minimal coverage insurance, which means I only can get $15,000 for my medical expenses. A few days in the hospital and three surgeries, x-rays, and MRIs ballooned the bill to $300,000. So I'm in the hole $285,000 for something that wasn't my fault.
This is not to scare you out of riding.
Just please be smart about insuring yourself. Make sure you have uninsured/underinsured motorist coverage for your bike and especially a good health insurance plan. I had neither and I'm paying for the gamble I took.
Don't do what I did.
< Message edited by Admin -- 6/5/2006 1:09:38 PM >
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RE: Insure Yourselves! - 5/1/2006 6:25:40 PM
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pitsvtec
Official CBRF Welcome Member
Posts: 5318
Joined: 7/28/2005
From: New Jersey
Status: offline
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Hello & Welcome!!
Interesting introduction to the site...Heal up!
< Message edited by pitsvtec -- 5/2/2006 9:38:50 AM >
_____________________________
 
Ride for the love of it, not for the attention from it. See you riding!
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RE: Insure Yourselves! - 5/1/2006 6:27:20 PM
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chainstretcher
Posts: 4174
Joined: 11/5/2004
Status: online
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I'm sorry to hear about that ... but that's good advice.
_____________________________
It's better to burn out ...
Than high side!
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RE: Insure Yourselves! - 5/1/2006 7:26:58 PM
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Proeve
Posts: 225
Joined: 4/26/2006
Status: offline
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that is why I have full covage..
Welcome to the site,, I hope you have a full recovery. and will be able to ride again..
_____________________________
Wear your gear. 06, CBR600RR. Boise, ID. Things I like to do is ride, and play eve-online.
Local forums: http://www.boiseriders.net/ and http://www.idahosportbikes.com
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RE: Insure Yourselves! - 5/2/2006 9:58:46 PM
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cbr04
Posts: 2184
Joined: 11/27/2005
Status: offline
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welcome to the forum. thanks for the input - definitely something to think about. hope everything works out for you.
_____________________________
2004 GSXR 600
2004 CBR 600RR (sold)
Southern Illinois --> Alpharetta, GA
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RE: Insure Yourselves! - 5/3/2006 8:40:20 AM
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CBRchica
Posts: 254
Joined: 4/21/2006
Status: offline
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hi, welcome
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RE: Insure Yourselves! - 5/3/2006 8:59:04 AM
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city worker
Posts: 1939
Joined: 12/28/2005
From: Big Bear Lake, Calif, USA
Status: offline
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I'am insured out the yang whether I make it or not....... hopefully don't end up in the inbetween
_____________________________
1993 F-2 RIDE HONDA, YOU MEET THE NICE'ST PEOPLE
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RE: Insure Yourselves! - 5/5/2006 8:49:43 AM
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josho66
Posts: 2040
Joined: 7/7/2005
Status: offline
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Welcome Nice information.
_____________________________
2005 CBR600RR Silver/Black
-Yoshimura RS-5 Slip On
-www.fendereliminators.net Flush Mounts & Fender Eliminator
-Carbon Fiber Rear Hugger, Mirrors, Tank Pad, Gas Cap Overlay
9/11/2001 NEVER FORGET
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