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RE: Insure Yourselves & Your Bike! - 7/17/2006 1:52:46 AM

03CBR1k

Posts: 43
Joined: 7/17/2006
Status: offline

can that really happen though?? i mean i think you could go after someone, whether it be their insurance and go for more or their parents if they are still under theirs... i was in a BIG car accident back in december of 02, i have a rod in my right tibia with two screws, i cant breathe right anymore, and a bunch of other things... my best friend was driving and he died, obviously i didnt sue his parents, but i had to go after the insurance company.. and they didnt have enough money, so i actually ended up going after my own insurance company, because my policy was worth more... i dont know if its too late, but you should check into that. I sued my own insurance. Oddly enough its possible. good luck though!

(in reply to Dragon Rider)

Post #: 16

RE: Insure Yourselves & Your Bike! - 7/17/2006 3:27:24 PM

ValleyCat

Posts: 119
Joined: 7/7/2006
Status: offline

Hi Everyone,

I just got my F4 three weeks ago. Graduated from a rebel (thank god). Anyways, in California, if you are under 18, your parents can be sued. If you are over 18 and do not have enough coverage, state law allows a person a wage assignment. This means that your future earnings can be taken from your paycheck (kind of like child support). I work for State Farm and specialize in Motorcycle insurance and financing so believe me, I know what I am talking about. I also would like you all to know that if you ride with a passenger, you should have medical payments on your policy. This will pay the hospital bill if needed. Most people don't realize that.

Steve, thanks for the reality check and I wish you the speediest recovery.

(in reply to 03CBR1k)

Post #: 17

RE: Insure Yourselves & Your Bike! - 7/20/2006 12:35:49 PM

happydummy

Posts: 1
Joined: 7/20/2006
Status: offline

New to the forum with an 05 F4i and 06 1KRR. Originally came for decal removal hints but am sticking around for all the other cool stuff like that reminder of the potential cost of our hobby.

< Message edited by happydummy -- 7/20/2006 12:42:07 PM >

_____________________________

06 CBR1000RR Blu/Ylw
HIDs, sliders, RS5 slipon, PCUSBIII, CW fend elim, scorp alarm

05 CBR600F4i Cherry
Scorp slipon, CW fend elim, scorp alarm

(in reply to ValleyCat)

Post #: 18

RE: Insure Yourselves & Your Bike! - 7/25/2006 10:23:05 AM

Posts: 5
Joined: 7/25/2006
Status: offline

good advice

(in reply to happydummy)

Post #: 19

RE: Insure Yourselves & Your Bike! - 10/31/2006 10:18:30 PM

wsideshow

Posts: 348
Joined: 9/26/2006
Status: offline

ya I dont have bike insurance yet but will get some soon.I do have health insurance and aflac just incase though

(in reply to AI)

Post #: 20

RE: Insure Yourselves & Your Bike! - 12/3/2006 1:20:40 PM

big10donjuan

Posts: 53
Joined: 12/1/2006
Status: offline

Good advice .... This is why I ride with 250,000 coverage AND AAA ( in case I break down)....
I'm 22 on a '90 CBR and pay only $263 a YEAR!!! That's less than I spend on tires..... you really have no excuse to ride without any coverage

(in reply to wsideshow)

Post #: 21

RE: Insure Yourselves & Your Bike! - 12/30/2006 1:28:13 AM

cbr1812

Posts: 18
Joined: 11/29/2006
Status: offline

with all this talk about insurance, does anybody know a good cheap insurance in az

(in reply to R6Fiend)

Post #: 22

RE: Insure Yourselves & Your Bike! - 1/16/2007 3:10:15 PM

CBRRupe

Posts: 121
Joined: 9/11/2006
Status: offline

thanks silent samuri i as wondering where i was going to get some insurance........so now i'll contact AAA. oh and welcome to the site man i hope you heal up quick and get back on the bike!

_____________________________

"Mozabi Thrashers"

"Made Cracker, Got Made Crackers Wit Me"

"I'll bu burn....bu bu burn yo ass"

92 F2

(in reply to Dragon Rider)

Post #: 23

RE: Insure Yourselves & Your Bike! - 1/16/2007 3:33:39 PM

TheX

Posts: 1944
Joined: 12/17/2006
From: Austin TEXAS
Status: online

Full coverage on everything I own, it's *stupid* not to.

_____________________________

Believe The Lie VIP code is 600RR

(in reply to Dragon Rider)

Post #: 24

RE: Insure Yourselves & Your Bike! - 2/23/2007 6:29:17 PM

ZJcrawler45

Posts: 143
Joined: 2/8/2007
Status: offline

actually, once her insurance coverage was completed she would HAVE TO pay in full for your expenses. its law...anyways good luck

_____________________________

i need a CBR600RR or any other CBR thats affordable by a college student

(in reply to Dragon Rider)

Post #: 25

RE: Insure Yourselves & Your Bike! - 3/9/2007 7:57:58 PM

Zach_x

Posts: 22
Joined: 3/6/2007
Status: offline

Why is AAA giving yall great rates and I'm getting SCREWED? I'm 19 (20 in like 10 days) 1 ticket for failure to stop at designated point and they refuse to cover me, my only option is to pay 2600 a year to Nationwide for liability (they won't give me full coverage)

(in reply to ZJcrawler45)

Post #: 26

RE: Insure Yourselves & Your Bike! - 3/12/2007 1:08:49 PM

DVS_RR

Posts: 2
Joined: 3/12/2007
Status: offline

I'm new to this whole thing, Just gota 061000rr and wouldnt think about NOT having Insurnce.

(in reply to Dragon Rider)

Post #: 27

RE: Insure Yourselves & Your Bike! - 3/29/2007 5:17:24 PM

fakemeoutrepsol

Posts: 71
Joined: 3/26/2007
Status: offline

just FYI

for those that live in CA and make less than $1600/mo gross income, you can apply for MSI insurance (health not bike/auto)from the state. its free for those that fit under their guidlines....but im not sure if you have to wait until you have had medical bills due or weather you can qualify prior to any hospital visit.

there is also aid for low income auto insurance throught the state of cali.

on another note, i got a quote from progressive, $7400/year full coverage....not sure what im going to do about it..... but its propbably a pretty accurate quote given my prior driving record, im kinda of high liability, just a little.....

< Message edited by fakemeoutrepsol -- 3/29/2007 5:20:46 PM >

(in reply to Dragon Rider)

Post #: 28

RE: Insure Yourselves & Your Bike! - 4/8/2007 2:04:11 PM

CBR1000

Posts: 301
Joined: 3/20/2007
From: Missouri
Status: offline

FYI, those of you with "full coverage" motorcycle insurance and no work/outside health insurance can be screwed too. My State Farm
full coverage for medical is $1000 then they expect your health insurance to pick up the rest if it will be covered. If you wrecked due
to neglet ie wheely, drugs or alcohol use, and so on they may not cover your hospital bills.

(in reply to fakemeoutrepsol)

Post #: 29

RE: Insure Yourselves & Your Bike! - 4/10/2007 8:45:39 PM

CK99F4

Posts: 9
Joined: 4/9/2007
Status: offline

So glad I live in Canada and the gov't pays for healthcare (sorta). If they didnt I wouldnt even begin to consider not having coverage through a third party company.

(in reply to CBR1000)

Post #: 30