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New Insurance Help!

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New Insurance Help! - 5/10/2006 7:23:03 PM

ryan3294

Posts: 32
Joined: 5/9/2006
Status: offline

OK. Now that I've decided what bike to get, I need insurance! I have gotten four quotes so far. Unbelievably, they range from highest $3,200.00 to the lowest of $1,850.00 a year! What the F@#%. Is this normal!? When I asked these insurance companies 'why so much' I got, it's considered a high-performance bike, that's why. High-performance or not, I have read around where other CBR owners are getting full coverage for between $500 and $800 a year. What is the deal with insurance? Where should I look? Any secrets I don't know about? Good (cheap) companies? PLEASE someone HELP me...lead me to the right place!

Post #: 1

RE: New Insurance Help! - 5/10/2006 9:28:29 PM

Fordplay

Posts: 18
Joined: 5/6/2006
Status: offline

Mine is a little over $1000 a year from State Farm

(in reply to ryan3294)

Post #: 2

RE: New Insurance Help! - 5/10/2006 9:57:59 PM

sprout

Posts: 155
Joined: 8/6/2005
Status: offline

+1 Statefarm. If you have your car with them first its cheaper on your bike. But not the other way around. and you have to be 25.

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2001 CBR 929RR Red, Black

(in reply to ryan3294)

Post #: 3

RE: New Insurance Help! - 5/10/2006 10:35:08 PM

ryan3294

Posts: 32
Joined: 5/9/2006
Status: offline

Thanks for the replies. Sorry for the redundant question, after some searching on other threads I found the answers I was looking for. Thanks again!

(in reply to sprout)

Post #: 4

RE: New Insurance Help! - 5/11/2006 11:04:27 AM

pitsvtec

Official CBRF Welcome Member
Posts: 5323
Joined: 7/28/2005
From: New Jersey
Status: offline

Hello & Welcome!!

I've got Rider and for my 2004 F4i, I pay just under $1K per year for full coverage.

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Ride for the love of it, not for the attention from it. See you riding!

(in reply to ryan3294)

Post #: 5

RE: New Insurance Help! - 5/11/2006 8:18:02 PM

ryan3294

Posts: 32
Joined: 5/9/2006
Status: offline

Thanks for the replies! I went through State Farm and got full covergae for only $539.00 for the year! WOW!

(in reply to pitsvtec)

Post #: 6

RE: New Insurance Help! - 5/27/2006 10:56:50 AM

vanos954

Posts: 16
Joined: 5/22/2006
From: Anaheim Hill, CA
Status: offline

The rates depend on your driving record in general and how long you've been licensed for a motorcycle as well as the year and engine size. Anything above 750 gets pricey in general. My 04 GSXR 600 runs me about $360 year for full coverage including uninsured motorist, etc. My new 06 CBR 1000 is going to run me $660 a year for the same coverages, you can see there is quite a jump there. I don't consider these rates bad seeing as how I'm in a heavily populated area of California.

(in reply to ryan3294)

Post #: 7

RE: New Insurance Help! - 9/13/2006 6:31:57 PM

Neutron

Posts: 25
Joined: 3/26/2006
Status: offline

$275 full coverage 954 State Farm. Now that I have to change to SC insurance it will go all the way up to $490 because SC drivers suck I guess.

_____________________________

2003 954RR Termignoni Pipe
2006 Accord V6
Finally all Honda Again!!!

(in reply to vanos954)

Post #: 8